If you’ve been injured on the job here in Saint Paul, MN, you’re right to assume that workers’ compensation should take care of your medical bills, offer wage replacement benefits, and even help you with retraining and other expenses, depending on the situation. The system is supposed to make things easier for injured workers to get what they need, but sometimes you need the help of a workers’ comp lawyer to get what you’re entitled to.
1. Your Claim Is Denied by the Insurance Company
Making the initial claim is often not that difficult, but once a claim gets denied, things get tricky fast. Now you need to appeal that decision and show why your claim is legitimate, and you need professional advice right away. A lawyer can help you by reviewing your claim to see how it could be improved with more evidence or worded differently and by taking on the insurance company directly.
2. Your Employer Claims It Didn’t Happen at Work
Whether the issue here is that you just have a small claim and didn’t report it right away (so your employer doesn’t want to believe it happened), or your employer is deliberately trying to deny an injury that they know very well happened, you’re in a tight spot if your employer or their insurance company refuses to acknowledge that your injuries are caused by anything that happened at work. Your lawyer can help you prove what really happened.
3. Your Doctor’s Treatment Recommendation Is Denied
If your doctor has recommended that you get a certain treatment, and the insurance company won’t pay for it and says they don’t think it’s necessary, you may need to get a lawyer. Nobody knows your situation better than your own doctor. An insurance company shouldn’t be telling your doctor what’s right for your health, and your lawyer will go to bat for you.
4. Everyone Is Dragging Their Feet
If you reported the injury quickly, that should have started the process rolling. Your employer should have immediately provided you with paperwork, reported your case, and filed a claim with its insurer. But if your employer is delaying this process unnecessarily or the insurance company is dragging their feet, you may need a lawyer to get everybody moving and remind them of the potential legal consequences if they don’t follow through as the law requires.
5. You Have a Pre-Existing Condition
Insurance companies love to blame just about everything on a pre-existing condition so they can deny having to cover it. Your lawyer can help you prove what your condition actually was prior to the accident and work with medical professionals to make a clear case for exactly what happened to you in the accident and what the insurance company is responsible to cover.For help with your workers’ comp claim, talk to Frayne Injury Law in South Saint Paul, MN today for help in the Twin Cities and surrounding areas.
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To help us best serve your inquiry, we recommend that you complete our work comp intake form: Click here. You may also email or call us to make an appointment. Our general response time is one business day.
