When you suffer an injury at work in Minnesota, the steps you take immediately afterward can determine the success of your workers’ compensation claim and protect your ability to recover benefits. A workers’ compensation attorney in Saint Paul, MN, can help employees understand their rights and responsibilities to respond effectively to a workplace injury.
Report the Injury Without Delay
Under Minnesota law, you must report your workplace injury to your employer as soon as possible. You should notify your supervisor or manager directly and provide clear details about how the injury occurred. If you fail to report the injury within 14 days, your employer may deny your claim. This deadline is different from the two-year statute of limitations for a personal injury claim. According to this law, you are required to file a personal injury claim regarding your reported injury within two years of the accident. Prompt reporting establishes a clear record and ensures your case is taken seriously.
Seeking Immediate Medical Attention
You should obtain medical care right away, even if the injury seems minor at first. Minnesota law gives you the right to choose your treating physician, though your employer may refer you to an approved provider under laws governing workers’ compensation. For example, while you may be free to decide on your provider, your company may require them to be within a certain healthcare network. When you meet with the doctor, explain that the injury happened at work so the medical records reflect that fact. Accurate and timely medical documentation strengthens your claim and prevents disputes about the source of your injury.
Documenting the Incident Thoroughly
In addition to reporting to your employer, you should keep your own detailed notes. Write down the date, time, location, and circumstances of the injury. If coworkers witnessed the incident, record their names and contact information. Save copies of all medical bills, reports, and correspondence with your employer or insurer. This personal record can help resolve disputes if the insurance company challenges your claim.
Understanding Your Right to Benefits
Minnesota workers’ compensation benefits may include wage-loss payments, coverage for medical expenses, and vocational rehabilitation services if you cannot return to your previous job. You may also qualify for permanent partial disability benefits if the injury causes lasting impairment. You have the right to these benefits regardless of fault, but you must follow reporting requirements and comply with medical treatment to maintain eligibility.
Responding to Insurance Requests Carefully
After you report your injury, the workers’ compensation insurer may contact you for more information. You should answer questions honestly but avoid downplaying your injury or providing potentially inaccurate information. Having legal representation at this stage can help you protect your rights and keep you from making missteps that could limit your benefits.
Schedule a consultation with us today at Frayne Injury Law in St. Paul, MN, so we can provide you with quality legal support while you focus on your recovery.
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