Workers' Compensation for Car Accidents

Workers' Compensation for Car Accidents in South Saint Paul, MN

If you're injured in a car accident while driving for work in South Saint Paul or the Twin Cities, you may be eligible for workers' compensation benefits. Workers’ comp applies when you're hurt while performing job-related duties, including driving a vehicle between job sites, making deliveries, or running errands for your employer. However, if your accident happens during your personal commute or errand, you may not qualify.

Who’s Responsible for a Job-Related Car Crash?

Determining liability depends on several factors. If another driver caused the crash, their insurance might be responsible for your injuries. But if the accident happened while you were on the job, your employer's workers’ comp insurance likely covers your medical bills and wage loss. This is regardless of who was at fault. As South Saint Paul workers compensation lawyers, we help you investigate and understand who’s financially responsible.

Is a Car Accident Covered Under Minnesota Workers’ Compensation?

Yes, Minnesota workers' comp law covers injuries from work-related car accidents. You may be eligible for benefits for the following:

  • Medical treatment costs
  • Temporary or permanent disability benefits
  • Lost wages
  • Rehabilitation services

Our team at Frayne Injury Law can review your case free of charge.

What If the Other Driver Was at Fault?

If a third party is at fault, you may still receive workers’ compensation and also have a claim against the at-fault driver. While workers’ comp covers medical and wage loss benefits, it doesn’t compensate for pain and suffering. A third-party personal injury claim allows you to recover those additional damages. Our work accident attorneys in South Saint Paul can help you explore both options.

Can I Sue the Other Driver and Still Get Workers’ Comp?

Yes. In Minnesota, you can file a personal injury lawsuit against the driver who caused the accident and receive workers' comp benefits. However, there are rules around reimbursement. Your employer’s insurance may have a right to recover a portion of your settlement. Our South Saint Paul work injury lawyers can help you navigate both claims and make sure you keep as much of your compensation as possible.

Contact Us Today for Your Free Consultation!

If you've been in a car accident while working in South Saint Paul or anywhere in our area, don’t try to figure it out alone. Contact Frayne Injury Law—your local workers compensation and work injury attorneys—to get the answers you need. We proudly serve injured workers across the Twin Cities with experience, care, and results.